By accessing this web site, you are agreeing to be bound by Terms and Conditions of Use by this web site, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
By submitting our application, you certify that all information herein is true and complete. You authorize Driving With Carmelo and/or our agents/affiliates to obtain any and all credit information from any sources deemed appropriate. By using Driving With Carmelo and/or our agents/affiliates to communicate with you by phone, email, text or any social media platforms. You can withdraw your consent at any time by notifying us or by using the unsubscribe option on any of our electronic messages. You authorize Driving With Carmelo and/or our agents/affiliates to provide reports on the status of your application, including information concerning whether you pre-qualify for a loan or not, which lender’s loan offer (if any) you choose to accept, whether your application for credit is denied, and whether you accept a loan from that lender. You authorize Driving With Carmelo and/or our agents/affiliates to communicate with you by email. You authorize Driving With Carmelo to sell to one or more person or organization, car dealerships any or all of which may conduct independent searches in relation to your Personal Information. You authorize Driving With Carmelo and/or our agents/affiliates sell and/or otherwise disclose this Personal information to other wholesale lead providers or motor vehicle dealerships which may be able to assist you in purchasing a vehicle.
Driving With Carmelo has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Driving With Carmelo of the site. Use of any such linked web site is at the user’s own risk.
Any claim relating to Driving With Carmelo web site shall be governed by the laws of the Country of Canada without regard to its conflict of law provisions. General Terms and Conditions applicable to Use of a Web Site.
How We Treat Your Personal Information
Your privacy is very important to us. We created this page to show you how we keep the information you provide to us safe and private.
Involved companies, car dealerships in this loan process are important. When you apply for credit, you must agree that the info you supply to us may be used to apply for consumer credit reports from one or more credit reporting agencies together with their application and administration of your application.
To give you the best possible service, we work together with service providers in order to deal with your loan applications. We do not arrange for or facilitate credit.
We will release some or all of your information to these providers but just to look for credit for you. We take cautionary steps in order to examine the use of the information and stop the use of the information for any other reason whatsoever. All companies herein are required by law to adhere to federal and provincial privacy laws.
We will collect personal information by lawful and fair means and, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
Driving With Carmelo may collect all information regarding your use of our website(s). Such information may include: dates and times that you access the website, the browsers and operating systems used, software and devices used, as well as, online services and details of your usage when on our website.
Driving With Carmelo website(s), online services, email messages and advertisements may collect information (e.g. cookies, web beacons, tokens, pixels or tags) to assist Driving With Carmelo in improving its products, services, customer communications and advertising. This will also help Driving With Carmelo keep you safe and prevent fraud.
Driving With Carmelo may use the information collected to recognize you as a user of the Driving With Carmelo website or online services and to facilitate and improve your use of the Driving With Carmelo websites or online services. Information may also be used to confirm that messages have been delivered to and opened by you and to provide you with targeted offers.
Driving With Carmelo may use interest-based advertising services (sometimes called “remarketing” or “retargeting”) provided by third party vendors (such as Google and Facebook) to display unique offers on third party websites and social media sites visited by users of the Driving With Carmelo website.